-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, LzgW+k+muwruKFMFZI/6Lyvu2t99Ucl3eRoYd3oJWhvrgQJXKmg1u1mAfVKqVEP9 WxYS/0PhpJxLMu+cvmtsrQ== 0000908834-05-000116.txt : 20050214 0000908834-05-000116.hdr.sgml : 20050214 20050214112518 ACCESSION NUMBER: 0000908834-05-000116 CONFORMED SUBMISSION TYPE: SC 13G PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050214 DATE AS OF CHANGE: 20050214 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: MFB CORP CENTRAL INDEX KEY: 0000916396 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 351907258 STATE OF INCORPORATION: IN FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: SC 13G SEC ACT: 1934 Act SEC FILE NUMBER: 005-46639 FILM NUMBER: 05604441 BUSINESS ADDRESS: STREET 1: 121 SOUTH CHURCH ST CITY: MISHAWAKA STATE: IN ZIP: 46544 BUSINESS PHONE: 5742553146 MAIL ADDRESS: STREET 1: 121 SOUTH CHURCH ST CITY: MISHAWNA STATE: IN ZIP: 46544 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: MFB FINANCIAL EMPLOYEE STOCK OWNERSHIP PLAN & TRUST CENTRAL INDEX KEY: 0001280531 IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: SC 13G MAIL ADDRESS: STREET 1: 501 WASHINGTON STREET CITY: COLUMBUS STATE: IN ZIP: 47201 SC 13G 1 mfb_13gesop.htm

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934
(Amendment No. 1)*

MFB Corp.
(Name of Issuer)

Common Stock, without par value
(Title of Class of Securities)

55272D 10 6
(CUSIP Number)

December 31, 2004
(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

[X]  Rule 13d-1(b)
[   ]  Rule 13d-1(c)
[   ]  Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

SEC 1745 (12-02)

CUSIP No. 55272D 10 6

1.	Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). MFB Financial Employee Stock Ownership Plan and Trust I.R.S. Identification No. 35-1935164
2.	Check the Appropriate Box if a Member of a Group (See Instructions) (a) [ ] N/A (b) [ ]
3.	SEC Use Only
4.	Citizenship or Place of Organization Indiana
Number of Shares Beneficially Owned by Each Reporting Person With	5.	Sole Voting Power 0
	6.	Shared Voting Power 115,714
	7.	Sole Dispositive Power 0
	8.	Shared Dispositive Power 115,714
9.	Aggregate Amount Beneficially Owned by Each Reporting Person 115,714 Shares
10.	Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) N/A
11.	Percent of Class Represented by Amount in Row (9) 8.7%
12.	Type of Reporting Person (See Instructions) EP

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Item 1.

(a) MFB Corp.

(b) 121 S. Church Street, Mishawaka, Indiana 46544

Item 2.

(a) MFB Financial Employee Stock Ownership Plan and Trust

(b) c/o The Bank of New York, One Wall Street, New York, NY 10286

(d) MFB Corp. Common Stock, without par value

(e) 55272D 10 6

Item 3.

If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b) or (c), check whether the person filing is a:

(f) [X] An employee benefit plan or endowment fund in accordance with §§ 240.13d-1(b)(l)(ii)(F)

Item 4. Ownership

(a) 115,714

(b) 8.7%

(c)	(i)	0
	(ii)	115,714
	(iii)	0
	(iv)	115,714

Item 5. Ownership of Five Percent or Less of a Class

N/A

Item 6. Ownership of More than Five Percent on Behalf of Another Person

Pursuant to the MFB Financial Employee Stock Ownership Plan and Trust Agreement, the Administrative Committee which administers the plan has the authority to direct the manner in which dividends and/or proceeds from the sale of securities are distributed.

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Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being
Reported on By the Parent Holding Company or Control Person

N/A

Item 8. Identification and Classification of Members of the Group

N/A

Item 9. Notice of Dissolution of Group

N/A

Item 10. Certifications

(a) By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

2/11/05
——————————————
Date

MFB FINANCIAL EMPLOYEE STOCK
OWNERSHIP PLAN AND TRUST

By:     /s/ Charles J. Viater
           ————————————
           Charles J. Viater
           President and Chief Executive Officer
           of MFB Corp., Plan Sponsor

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